What you don't know can hurt you…

Risk management is an important component of a successful business and is even more so in today's economy. A strategic risk management program helps employers determine whether changes need to be made to internal procedures or health and welfare plan documentation based on federal and state compliance requirements.

Is your plan administrator asking the following compliance questions:

• Are you aware of ERISA requirements regarding Summary Plan Descriptions?
• Are you aware of the requirement to provide annual notices to employees advising of specific applicable laws?
• Are you aware of the requirement of the annual CMS disclosure?
• Are you aware of the requirement to offer a special enrollment opportunity for employees eligible for the Children's Health Insurance Plan?

What you don't know can hurt you — with increased exposure to litigation, fines and penalties. As part of our risk management for our clients, we periodically review your health and welfare plans to identify plan compliance or regulatory risks. Let us bring our proactive compliance program to your organization to help you better understand potential pitfalls.

We are the solution for you!

We at JBA Benefits, LLC are pleased to announce a variety of Human Resource Services and Consulting. You will be given an initial consultation at no cost to you in order for us to determine what your needs are and where we can help. If more time is needed, we can put together a plan just for you.

Based on your business's needs, JBA Benefits is committed to successfully fulfilling your HR requirements in the most cost-efficient manner.

HR Services we offer:

• HR Compliance Audit
• Legislative Updates
• Wage & Hour, FLSA, FMLA Compliance
• Benefits Administration
• Benefit Evaluation
• Enrollments, Changes, Terminations
• Renewals
• Interviewing, Applicant Processing
• Job Descriptions
• Performance Reviews
• Policies & Procedures
• Hiring & Employment Practices
• Employee Handbook Development
• Termination Procedures & Documentation
• Employee Relations Advice
• Employee Surveys

If you'd like to speak with a consultant about how these services could be the appropriate solution for you, please call 336.774.3481 or email Lynne@JBABenefits.com.